Debit & Credit

Debit & Credit

By Ivan Pavlov Pty Ltd

  • App Category: Finance
  • Release Date: 2014-08-05
  • Current Version: 2.10.5
  • Adult Rating: 4+
  • File Size: 17.06 MB
  • Developer: Ivan Pavlov Pty Ltd
  • Compatibility: Android, iOS 10.0
App Ratings: 4.5
Based on 1,104 Reviews

Debit & Credit App Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. If you choose to purchase premium version, payment will be charged to your iTunes account, and your account will be charged for renewal 24 hours prior to the end of the current period unless auto-renew is turned off at least 24-hours before the end of the current period. Current price for the premium subscription is $14.99 per year, and may vary from country to country. Subscription may be managed and auto-renewal may be turned off by going to your App Store account settings or the app settings after purchase. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact


Debit & Credit App Screenshots

App Reviews

  • Simple But Powerful

    By lsw629
    This is my first app review - thank you for this amazing app! Beautiful, simple to learn but robust and powerful. No other app (I’ve tried YNAB, Mint, and custom spreadsheets) can come close with the amount of options available, including the ability attach receipts.
  • Great app, love it.

    By BigDaddySnoop
    Easy to use and syncs very well. Thank you!!! I replaced iBank with this solution.

    By Ckl221
    Love this app, keep me updated with all my account, All transactions has to be done manually accuracy of accounts depends on your inputs. Sync works perfectly fine. It syncs automatically and instantly every time new information is key in. Loved UPDATED 03/12/2019 I KEEP LOVING THIS APP. THIS APP KEEPS ME UP TODAY WITH ALL MY FINANCE. SYNC WORKS AWESOME 😎 SWITCHED PHONE TWICE AND INFORMATION IS ALWAYS THERE JUST RE DOWNLOAD THE APP AND BOOM. ALL MY INFO IS BACK TO MY NEW PHONE. LOVE THE GEO LOCATION BUSINESS FEATURE, MADE THE JOB EASIER. STOP LOOKING FOR THE RIGHT FINANCES TRAKER APP. THIS IS THE ONE ☝️
  • Nice to plan and balance finances

    By ctx700
    I love this app, you can reconcile your account, plan ahead on bill and schedule monthly bills due. Thanks
  • Awesome

    By Saad Hagras
    This is application is the most effective and efficient one in the market so far. I love it because it is so syncing with Apple watch.
  • Customer for Years

    By TechDaddy4
    Over the years, I have come to absolutely love Debit & Credit for its simplicity and uncompromising power. Ivan is genuine and lightning fast with responses to questions. Hands down, this is one of the most amazing apps I have seen - and he has THE best customer support I’ve ever seen - anywhere. It is absolutely astonishing what Ivan has packed in to this tool. I have tried so many apps - from indie developers to off the shelf big-name products, but Ivan’s continued development and increased feature set seems to unleash a power that is unparalleled. I will gladly be a premium subscriber for years to come as this is an app that delights and delivers. From sharing to the ability to weave into automated workflows (shortcuts), there is a massive return on investment for potential time saved with this app (without sacrificing privacy, mind you). Thank you for URL SCHEME support! For anyone reading the reviews, if you’re on the fence about downloading this app, don’t be. Download and dive in to the robust features that are elegantly hidden behind simplicity. I can’t wait to see what he does with this app in the future. It is already a top shelf product. Been a customer for years now and will be into the years to come. Frankly, the only thing to say here is - well done.
  • Amazing App For Self Reconciliation

    By piotrzaremba
    Super easy to use. Very fluid. Helps me keep track of day to day expenses and work expense reports are a breeze. I have used several apps to accomplish these tasks and this one is by far the best. It’s simplistic interface always me to quickly add in new charges right at the purchase point so that I don’t have to go home and enter them after the fact making this app less a chore.
  • The best expenses tracking app

    By duncan54x
    I have try a lot of this apps and this is the best within all the others. First because the simplicity, then because the intuitive interface and the easy way the account are related. However, if somebody of the developers team for any chance read this review, I would like to humbly ask for an update where I can split and totalize credit accounts (checking, savings, transportation) and debit accounts (Visa, Master) separately and without swipe down the screen as is now the only way to see totals.
  • Perfect!

    By jefe317
    This app has all of the features I need and just a few that I don’t. I added my budgets and recurring expenses, and within 5 minutes I felt like I had my finances back under control. This app is easy to use, feels secure, fast, and powerful. Features don’t feel too forced either. If you don’t need them, you can still use the app no problem. Keep up the awesome work!
  • I’m

    By grstueve
    I’m liking this app so far. Easy to import your existing data & the UI is nice and friendly. I’ll give this app 5 stars if the developer gives us the options for balance, total cleared and total outstanding. I thought this feature would be in the subscription so I purchased it but it was no where to be found.